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Mark is a principal and consulting actuary with the Milwaukee office of Milliman and the International Health Steering Director for Milliman Global. He joined the firm in 1975.
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About Sage Benefit Group

Ronald L. Dobervich, MA, CBA

Ron is a nationally recognized leader on Consumer Driven Healthcare. He has written numerous trade publication articles on HRA’s/MERP’s and Archer MSA’s. He has taught Continuing Education courses over the last ten years to CPA’s and accountants throughout the central United States. As a founding member of the National Association of Alternative Benefit Consultants (NAABC), Ron has taught 100’s of agencies and independent brokers on the important nuances associated with offering and implementing consumer driven plans within the small and large group market. He has served on the Board of Directors for Americans for Intelligent Health Care Reform and worked on a special committee of CAHI (Council for Affordable Health Insurance) which has testified before Congress on health insurance issues.

As former President and principal owner of Diversified Group Management, a multi-state master general agency (MGA), Ron successfully oversaw the expansion from a small single state agency to one that was licensed in thirty states.

He has currently partnered with Sage Benefit Group, Inc. with offices in Minnesota, Chicago and Dallas. Our goal as an agency is to educate agents, clients, financial information facilitators (accountants, human resource staff and financial planners) and insurance companies to implement consumer-driven health plans (CDHP’s) into the market place with an equal emphasis on employee education and wellness.
*See his interview with Inc. Magazine – September 07’ issue.

Joyce Dobervich, MBA, CBA

Joyce is President of Sage Benefit Group, Inc. A General Agency located in Dallas, TX. She consults and works with agents throughout the central United States. Her agency provides state-of-the-art plan design, employee education and wellness. Together her and her Principal Partner, Ron Dobervich, have instituted over 700 group plans.

Ms. Dobervich has over 15 years experience in sales, marketing and training specific to the Biotech/Medical Device industry, complimented by an extensive background in public health initiatives. A former member of the Minnesota Farm Safety Leadership team – she represented the state of Minnesota at the 1994 National Conference for NIOSH sponsored Centers for Agricultural Disease and Injury Research held at the University of California, Davis. An exciting and exceptional public speaker, she has addressed numerous audiences at public health forums and works hard to promote the health and wellbeing of employers and employees alike. Joyce is a past board member of the Minnesota Oncology Hematology Foundation and the Minnesota Chapter of the Liver Foundation. She is also the founder and principal of Greya Productions which recently worked on a Discovery film project in paleontology “Secrets of the Dinosaur Mummy”.